FAQ

What is BridgingFi?

BridgingFi is the pioneer of Web3 Real Asset (RWA) tokenization infrastructure. BridgingFi is creating the infrastructure that lets crypto holders access institutional-grade, UK property-backed bridge loans — delivering stable, real returns (up to 10% APY) on-chain. Every loan is secured by first-charge real estate and verifiable via HM Land Registry.

What types of assets will BridgingFi offer?

We expect that BridgingFi will offer to tokenize and validate real-world assets through cryptographic proofs. BridgingFi fractionalizes UK bridge loans into ERC-20 tokens —giving crypto investors institutional-grade exposure. The assets will be diligently underwritten by FCA-regulated partners such as Vector Capital PLC—into auditable, on-chain fixed-income instruments delivering up to 10% APY.

Who will be eligible to use BridgingFi?

BridgingFi is available to most users worldwide. To use BridgingFi, you need to complete our KYC process. However, due to regulatory and compliance requirements, our services are not available in the following regions and jurisdictions: Mainland China, United States, United Kingdom, Canada, Australia, New Zealand, , Cuba, Russia, Iran, North Korea, Syria, Ukraine.

What makes BridgingFi unique?

Unlike traditional off-chain bridge loan, BridgingFi is rebuilding RWA Yield Infrastructure smarter, safer and broader with blockchain technology :

• RWA in UK Bridging Loan with collateral up to 10% stable returns.

• Non-custodial BTC and Crypto onboarding-funds stay in your wallet.

• Tokenized bridging loans via NFT-based collateralization.

How does BridgingFi serve different audiences?

BridgingFi takes a different approach with a modular protocol, breaking down core functions into standalone, interoperable building blocks. Each module can be independently upgraded, audited or swapped out with zero disruption to the broader ecosystem.

For institutions — asset originators, custodians, fund managers — this means you can pick and choose exactly the capabilities you need: custody, governance, cross-chain settlement, compliance attestation. Then layer on bespoke integrations at your own pace, without ever rewriting the entire platform.

For long-term Bitcoin holders, we’ve developed a non-custodial framework for BTC-Fi. This means you can generate substantial crypto yield on your Bitcoin without ever relinquishing control of your private keys, solving a major security dilemma.

Our platform is also designed for Multi-Asset Capital Access, accepting both cryptocurrencies like BTC and stable coins, as well as traditional fiat currency. This makes high-yield UK property loans accessible to Web3 natives and Web2 investors alike.

What KYC/AML procedures will be required for the initial onboarding?

To ensure the security of our platform and comply with global regulatory standards, BridgingFi requires all users to complete the following KYC and AML procedures during initial onboarding.

You will be required to provide your basic personal information, verify your identity by providing a valid government-issued photo ID (passport, driver’s license, or national ID card), provide the wallet address where you will receive your Tokens, and review and complete the required legal and tax forms.

As part of our AML procedures, we conduct a risk assessment of all users based on their country of residence, transaction patterns, and other factors to ensure compliance with international anti-money laundering laws.

The time to complete the KYC/AML process can vary, but it typically takes 1-3 business days. You will be notified once your verification is successful or if any additional documents are required.

BridgingFi subscription of staking and redemption rules

Subscription of staking rules

You can subscribe at anytime with no fees.

Redemption rules

You can fully or partially redeem your subscription at any time. We will charge 1% service fee for redeeming, and it will be waived for the first time.

Funds will arrive in your wallet with T+3 business days.

How is BridgingFi secured from third party?