Risk Disclosure Statement

Purpose

This document outlines key risks associated with participating in BridgingFi’s investment opportunities.

Key Risks

1. Credit & Collateral Risk – Loans are solicitor-underwritten and secured by first-charge UK property, but collateral value can fluctuate and recovery in default may take time.

2. Market Risk – Loan yields may vary based on prevailing market conditions.

3. Blockchain & Operational Risk – Smart contract vulnerabilities, system downtime, or cyberattacks may impact investment performance.

4. Liquidity Risk – Early redemption may incur penalties; secondary market liquidity is not guaranteed.

5. Counterparty Risk – Third parties (solicitors, originators, service providers) may fail to perform their obligations.

6. FX Risk – For non-GBP investors, foreign exchange rate movements may impact returns.

7. Regulatory Risk – Changes in legal or regulatory treatment of tokenised assets may affect operations or returns.

8. Valuation Risk – Asset valuations are based on independent assessments but may be inaccurate or outdated.

9. Price Feed Risk – BTC-Fi components rely on price oracles that may be manipulated or fail.