What is BridgingFi

BridgingFi is a Bitcoin-native real yield platform that connects the world’s most secure digital asset—BTC—with one of the most established, high-return segments of real-world finance—UK bridging loans. We start with a proven, cash-generating lending model, scale it through tokenized RWA infrastructure, and activate BTC-Fi to unlock new yield for Bitcoin holders globally.

1. Bridging Loan — The Foundation

  • Short-term, asset-backed bridging loans in the UK

  • Typical loan term: 6–18 months

  • Secured against UK properties with conservative LTVs

  • Interest rates between 12%–18%, paid in cash

  • Established legal framework and enforceable collateral recovery

2. RWA — Tokenizing Real Yield

We package these bridging loans into compliant, SPV-issued RWA instruments:

  • On-chain representation of real-world debt assets

  • Full legal documentation, borrower KYC, and collateral records

  • Transparent cash flow reporting to all investors

  • Yield distributed in stablecoins or BTC, with verifiable proof of reserves

This step builds a transparent, trust-minimized bridge between traditional lending markets and the blockchain economy.

3. BTC-Fi — Unlocking Bitcoin Productivity

Once the RWA layer is operational, we introduce BTC-Fi:

  • Bitcoin holders lock BTC in non-custodial, on-chain vaults

  • BTC serves as a long-term capital anchor, not a custodial collateral

  • Platform channels GBP liquidity (via bank facility + own capital) into RWA loans

  • Loan interest generates real yield for BTC holders, paid in BTC or stablecoins

This model transforms idle BTC into a productive asset, creating sustainable returns without sacrificing security or ownership.

Our Roadmap

Phase 1 – Build RWA base: tokenize UK bridging loans, establish yield track record Phase 2 – Launch BTC-Fi: onboard Bitcoin holders into non-custodial yield Phase 3 – Scale globally: diversify RWA asset classes and liquidity sources

The Vision

We are building the infrastructure layer where Bitcoin meets real-world yield. BridgingFi turns BTC from a passive store of value into a sustainable, yield-generating asset—backed by the most trusted forms of real-world collateral.

NextThe Problem BridgingFi Solves

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