Roadmap

Our Roadmap to Global Credit Instruments

BridgingFi’s journey begins with a proven, high-yield lending market—UK bridging loans—and expands step-by-step into a diversified portfolio of tokenized (Dubai, HongKong, Singapore, Canada, and US), Bitcoin-integrated credit products.

Our goal: to become the infrastructure layer for global, BTC-backed credit instruments.

Phase 1 – Establish the RWA Yield Base

Focus: Build credibility, cash flow, and compliance.

• Originate and fund UK bridging loans through SPVs.

• Tokenize loans as on-chain RWA assets with full legal documentation.

• Distribute real yield to early investors in BTC or stablecoins.

• Build operational track record: repayment history, default management, collateral recovery.

Outcome: A transparent, regulated pipeline delivering 12%–18% yield from day one.

Phase 2 – Activate BTC-Fi

Focus: Integrate Bitcoin capital into the RWA engine.

• Launch non-custodial BTC vaults with on-chain proof-of-reserves.

• Use bank credit lines and platform capital to channel GBP liquidity into RWA pools.

• Offer BTC holders a secure, compliant pathway to real-world yield.

• Introduce tranche-based products (Senior / Junior) to match risk appetites for both retail and institutional investors.

Outcome: BTC becomes a productive, income-generating asset class, anchored in real economy credit.

Phase 3 – Diversify RWA Credit Products

Focus: Broaden asset base beyond UK bridging loans.

• Introduce mining credit products: BTC-secured financing for miners.

• Expand into trade finance, SME credit, renewable energy project loans.

• Partner with institutional originators in multiple jurisdictions.

• Tokenize each asset type into standardized on-chain credit instruments.

Outcome: Multi-asset, multi-jurisdiction RWA portfolio with global investor access.

Phase 4 – Global Distribution & Secondary Markets

Focus: Make BTC-backed credit instruments globally tradable.

• Launch secondary trading venues for RWA tokens (AMM + Orderbook models).

• Enable cross-chain settlement of BTC-backed credit products.

• Integrate with DeFi protocols for composability: collateralized lending, yield farming, derivatives.

• Establish strategic partnerships with global exchanges and custodians.

Outcome: A liquid, on-chain credit market accessible to BTC holders worldwide.

Phase 5 – BTC-native Global Credit Infrastructure

Focus: Become the standard for BTC-backed credit issuance.

• Deploy BridgingFi Settlement Layer (BTC Layer 2) for bond and credit instrument lifecycle management.

• Support programmable credit products: automated coupon payments, dynamic interest rates, smart contract enforcement.

• Enable sovereigns, corporates, and institutions to issue BTC-backed debt directly on our infrastructure.

Outcome: BridgingFi evolves from a lending platform into a BTC-native credit infrastructure provider, powering a new class of global fixed-income markets.

The Vision in One Sentence

From UK bridging loans to BTC-backed global credit issuance, BridgingFi is building the pathway for Bitcoin to become a foundational asset in the world’s credit markets.